🏢 Commercial Yield Assets: A Game Changer for Investor Portfolios 💰

In the hunt for consistent, inflation-proof income and long-term wealth creation, commercial yield assets are emerging as a powerful addition to any savvy investor's portfolio—especially in prime markets like South Bombay (SoBo).

1. 📈 Consistent Returns with Escalation
🏡 Residential yields: 2 - 3%
🏢 Grade-A commercial assets: 6 -7% IRR (up to 14 -15% average )
✔️ 5 -10% annual rental escalations 📅
✔️ Strong demand from MNCs & blue-chips 🏦
✔️ Long-term leases (5-10 years) = stable cash flow 💵

2. 💸 Your Tenant Pays Your EMI
🚀 Smart leverage: Monthly rent covers EMI
📉 Result: In 10 -12 years, recover 100% investment through rent → Zero net cost ownership!
🏗️ Zero-Cost Fitouts & Maintenance: most of cases tenant take care of all this.

3. 🏦 SPV Tax Benefits & Depreciation Shield
🔍 Structure via SPV to unlock:
✔️ Depreciation write-offs
✔️ Interest expense deductions
✔️ Lower taxable income
💡 higher post-tax returns 🎯

4. 🚀 Leverage = Accelerated Growth
💰 60-70% LTV = Control large assets with less capital
📈 Double growth:
Rent ↑ (5-6% yearly)
Asset value ↑ (5-10 % in prime areas)

5. 🤔 Why Top Developers & Funds Don't Sell
🏗️ they hold commercial assets forever. Why?

6. 🧠 Shift Your Investor Mindset
⚡ Commercial yield assets = Cash-generating businesses
Benefits:
✔️ Predictable, growing income 📊
✔️ High-quality tenants 🏆
✔️ Low default risk (long leases) 🔒
✔️ Tax efficiency 🏋️♂️
✔️ Inflation hedge 🛡️

🎯 Conclusion: It's Not Just Real Estate, It's a Business